~*~Watch Your Credit Cards~*~

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LaBettyBoop

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Just got this via e-mail and thought I share it.......



SCENE 1. This is a new one. People sure stay busy trying to cheat us, don't they??
A friend went to the local gym and placed his belongings in the locker.
After the workout and a shower, he came out, saw the locker open, and
thought to himself, "Funny, I thought I locked the locker. Hmmmmm." He
dressed and just flipped the wallet to make sure all was in order.

Everything looked okay - all cards were in place. A few weeks later his
credit card bill came - a whooping bill of $14,000! He called the credit
card company and started yelling at them, saying that he did not make
the transactions. Customer care personnel verified that there was no
mistake in the system and asked if his card had been stolen.

"No," he said, but then took out his wallet, pulled out the credit card,
and yep - you guessed it -
a switch had been made
. An expired similar
credit card from the same bank was in the wallet. The thief broke into
his locker at the gym and switched cards.

Verdict: The credit card issuer said since he did not report the card
missing earlier, he would have to pay the amount owed to them. How much
did he have to pay for items he did not buy? $9,000! Why were there no
calls made to verify the amount swiped? Small amounts rarely trigger a
"warning bell" with some credit card companies. It just so happens that
all the small amounts added up to big one!

SCENE 2. A man at a local restaurant paid for his meal with his credit card.
The bill for the meal came, he signed it, and the waitress folded the receipt
and passed the credit card along. Usually, he would just take it and place it
in his wallet or pocket. Funny enough, though, he actually took a look at the
card and, lo and behold, it was the expired card of
another person
.

He called the waitress and she looked perplexed. She took it back,
apologized, and hurried back to the counter under the watchful eye of
the man. All the waitress did while walking to the counter was wave the
wrong expired card to the counter cashier, and the counter cashier
immediately looked down and took out the real card. No exchange of
words --- nothing! She took it and came back to the man with an apology.

Verdict: Make sure the credit cards in your wallet at yours.
Check the
name on the card every time you sign for something and/or the card is
taken away for even a short period of time.
Many people just take back
the credit card without even looking at it, "assuming" that it has to be theirs.

FOR YOUR OWN SAKE, DEVELOP THE HABIT OF CHECKING
YOUR CREDIT CARD EACH TIME IT IS RETURNED TO YOU
AFTER A TRANSACTION!

 
SCENE 3: Yesterday I went into a pizza restaurant to pick up an order
that I had called in. I paid by using my Visa Check Card which, of course,
is linked directly to my checking account. The young man behind the counter
took my card, swiped it, then laid it flat on the counter as he waited for the
approval, which is pretty standard procedure.

While he waited,
he picked up his cell phone and started dialin
g. I
noticed the phone because it is the same model I have, but nothing seemed
out of the ordinary. Then I heard a click that sounded like my
phone sounds when I
take a picture.
He then gave me back my card but
kept the phone in his hand as if he was still pressing buttons.

Meanwhile, I'm thinking: I wonder what he is taking a picture of,
oblivious to what was really going on. It then dawned on me: the only
thing there was my credit card, so now I'm paying close attention to
what he is doing.

He set his phone on the counter, leaving it open. About five seconds
later, I heard the chime that tells you that the picture has been saved.
Now I'm standing there struggling with the fact that this boy just took
a picture of my credit card. Yes, he played it off well, because had we
not had the same kind of phone, I probably would never have known
what happened.

Needless to say, I immediately canceled that card as I was walking out
of the pizza parlor. All I am saying is,
be aware of your surroundings
at all times. Whenever you are using your credit cards, take caution and
don't be careless.
Notice who is standing near you and what they are
doing when you use your card. Be aware of phones because many have a
camera phone
these days.

When you are in a restaurant and the waiter/waitress brings your card
and receipt for you to sign, make sure you
scratch the number off.
Some
restaurants are using only the last four digits, but a lot of them are
still putting the whole thing on there. I have already been a victim of
credit card fraud
and, believe me, it is not fun. The truth is that they
can get you even when you are careful, but don't make it easy for them.

FORWARD THIS TO AS MANY PEOPLE AS YOU CAN THINK OF.
LET'S GET THE WORD OUT!
JUST BE AWARE!
 
I hate emails like that.

You never know whether to believe them or not.

I just delete them now.

I love the ones about sick kids that keep getting circulated, same kids, same pics, for years, but they are only expected to live anther 3 months.
 
Vinss-T said:
^^oh. but gave me a good scare though reading that betty


You still should be vigilant with your credit cards and stuff. They got some shady azz people out there. :shrug:
 
They have "attachments' that scammers use to steal your card numbers from atm machines.

There is a technical name for them, but I can't remember it.

It looks like the thing you slide your card through. It records your card number, and the pin you punch in.

but since it's a "skimmer", you don't get any money. You think the machine is broken, and the person who placed the skimmer there, now has your card number, and pin number.
 
ChuckD said:
They have "attachments' that scammers use to steal your card numbers from atm machines.

There is a technical name for them, but I can't remember it.

It looks like the thing you slide your card through. It records your card number, and the pin you punch in.

but since it's a "skimmer", you don't get any money. You think the machine is broken, and the person who placed the skimmer there, now has your card number, and pin number.

That's terrible! And to think there isn't anything you can do.
 
I only have two credit cards. My bank with a visa logo..and another one. I dont want anymore. Not that I am afraid cause Im not...but because credit cards are mean lol
 
Enigma said:
I only have two credit cards. My bank with a visa logo..and another one. I dont want anymore. Not that I am afraid cause Im not...but because credit cards are mean lol


Yes they are mean! :lol Or perhaps bring out the :dgrin in us! :blah
 
LaBetty - you are right to be on the defense - it is a known fact that scammers can take a photo of your credit card or a movie of you entering your pin with a cell phone camera - and believe me, it has been done. You should always shield your card and hand while entering a pin at an ATM. ALSO - I was one in an FYE buying some dvds when the clerk pulled a stunt that made me very nervous - he swiped my card UNDER the counter on something AFTER he had put the sale through. THIS IS NOT AN URBAN LEGEND - there are devices that "capture" your credit card number that these people use. I walked out of the store and reported my card lost (The stupid bank refused to issue a new card when I told them what had happened with the scammer so to cut through all the red tape I hung up on the idiot I was talking to, called back and said the card was lost and they cancelled it and issued me a new one.) THE BOTTOM LINE - WATCH VERY CAREFULLY - THESE THINGS REALLY DO HAPPEN!!!!
 
Labetty

Nah I got the will power 😀 I have great credit...when I purchase something for $900 I pay it all back the following month 😀 I hate owning people money.
 
Damian you did it the smart way.........I probably would've gotten ghetto on the clerk and been like, "the sale is over, what are you doing with my credit card under the counter?" And I would've been loud on purpose. :lol To scare the crap out of him. This way I could've alerted the other customers and the co-workers and possibly a manager!
 
Enigma said:
Nah I got the will power 😀 I have great credit...when I purchase something for $900 I pay it all back the following month 😀 I hate owning people money.

That's the way it's supposed to be for everyone who owns a credit card or cards.
 
LaBettyBoop said:
That's the way it's supposed to be for everyone who owns a credit card or cards.

But we all know its not :lol
 
LaBettyBoop said:
For real......... And it's not funny. I fall into that category when I couldn't pay my bills. :sosad

Sorry to hear that Yvette 🙁 So scary what credit cards can do...it can ruin your life for few years...possibly forever! Thats why I dont mess with them...I rather go straight ass...I mean straight cash. 😛
 
Enigma said:
Sorry to hear that Yvette 🙁 So scary what credit cards can do...it can ruin your life for few years...possibly forever! Thats why I dont mess with them...I rather go straight ass...I mean straight cash. 😛

Best way to do it Ant...........
 
LaBettyBoop said:
Damian you did it the smart way.........I probably would've gotten ghetto on the clerk and been like, "the sale is over, what are you doing with my credit card under the counter?" And I would've been loud on purpose. :lol To scare the crap out of him. This way I could've alerted the other customers and the co-workers and possibly a manager!
Well i figured the other clerks and maybe even the manager were in on the whole thing - it is hard to disguise another piece of foreign equipment when your manager is right there - and FYE is a major chain - by the time I called the headquarters to complain it would have been too late anyway because they already swiped the card - I did not feel comfortable with them having my info under any circumstances so it had to be changed - my new thing is to have a PAYPAL card that just has on it what you have in your paypal account like a debit card - that way no one can charge up a fortune on you...
 
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